A comprehensive motorcycle insurance policy also includes the necessary liability cover whereby you will be financially protected up to the limit in your policy where you are held responsible for causing damage to property or causing bodily injury to someone whilst using your motorcycle.

When it comes to motorcycle insurance always ensure that the motorcycle is adequately insured for its correct usage. In addition, make sure that you as the rider are adequately licensed in relation to the motorcycle that you ride.

If your motorcycle is suitable to carry passengers and you make use of this, make sure you have pillion cover in place as this will Insure your passenger in the event of an accident. The important thing to consider with regards to pillion cover is that when carrying a passenger on your motorcycle a learner licence does not suffice.

In fact, you need to hold a proper driver’s license failing which your passenger will not be covered following an accident.

Optional extensions of cover to consider including when taking out a Comprehensive Motorcycle policy:

• All risks cover for your riding gear such as helmet, bike jacket etc.
• Additional non-standard accessories that are fitted to the motorcycle.
• Medical expenses
• Personal accident cover
• Rims and tyres cover

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